Types of International Employees
Expatriate (Expat):
Any employee residing and working outside of his or her home country. May work for a foreign or domestic company.
Regional or Intra-regional Expatriate:
Any employee residing and working in a neighboring host country but outside of his or her home country. (A Saudi in Dubai, a Taiwanese in China).
Third Country National (TCN):
A citizen of country A (e.g.: American) working in country B (e.g.: Brazil) for a company that is headquartered in country C (e.g.: Canada).
Key Local National (KLN):
Executive, partner or high level manager working in his/her own country for a foreign company.
U.S.-bound Expatriate:
A non-U.S. citizen working and residing in the U.S.
Business Traveler:
An employee who travels outside his or her home country or country of assignment on the business of the policyholder.