Open Access Plus: U.S. Network

CIGNA Open Access Plus provides both choice and convenience. The plan offers a solution for directed network options for globally mobile employees and their families in the United States. OAP offers broad provider network access, consumer-friendly features, competitive discounts, and plan designs that can deliver a lower cost.

Open Access Plus provides:

  • A network of more than 500,000 providers in the United States
  • Referral-free choices in the network
  • Customized cost-sharing options
  • 24/7 Emergency care and service
  • Optional prescription drug coverage including CIGNA Tel-Drug® home delivery