Second Quarter 2010
GOING GLOBAL: CIEB’s Quarterly Newsletter for Expatriates and Their Families
Contents:
CIEB is committed to providing concierge-level service to you. To improve our resources, services, and programs, CIEB continually looks for feedback from you, our customers.
CIEB has started a monthly survey initiative to gain feedback to identify areas of opportunity to improve customer service. The new surveys will sample via email a subset of customers who have had a recent service interaction with CIEB to determine how likely they’d be to recommend CIEB to a friend or colleague.
Service interactions that may prompt the survey include calls to CIEB’s International Service Centers, as well as claim submissions. The results of the survey will provide ongoing visibility into your experiences and allow CIEB to identify trends and track customer service progress throughout the year.
CIEB will also continue to conduct its annual survey through a third party to gather feedback from clients and customers.
With ePayment Plus, you can receive direct deposit of claim reimbursements into your international bank account in local currency within 48 hours of approval of your claim. The electronic banking system is available to customers who have bank accounts located in Belgium, Canada, France, Hong Kong, Germany, the Netherlands, Portugal, Singapore, Spain, and the United Kingdom. Cross-border Automated Clearing House transactions are also supported in the following currencies: Australian dollar; Canadian dollar; Danish krone; Euro; Hong Kong dollar; Norwegian krone; New Zealand dollar; Swedish krona; Singapore dollar; U.K. pound; U.S. dollar.
CIEB does not apply extra charges regardless of the reimbursement method you choose.
To enroll in ePayment Plus, visit CIEB’s secure web portal, CIGNA Envoy®, at http://www.CIGNAenvoy.com, and log in. Once logged in, you can click the “Customer Service” tab at the top of the page, and click “Sign up for ePayment Plus” in the “Manage Your Account” section. Select the country in which your bank account is located and fill out the enrollment form.
CIEB offers podcasts to expatriates on a range of topics, and now they’re available in seven languages including English, Spanish, French, German, Swiss-German, Chinese, and Japanese. Multilingual podcasts are one more way that CIEB is demonstrating its commitment to its international customers.
Ken Vaughan, senior vice president of Global Sales, Client Management, and Marketing at CIEB says, “While some may say that the language of our business is English, we argue that the language of health care is universal."
Vaughan continued, "As with all of our services, our multilingual podcasts are designed to help address our customers’ needs, regardless of their home country or where they do business.”
CIEB invites you to listen to the translated podcasts by visiting CIGNA Envoy. The podcasts are also available on CIEB’s public website.
Expatriate assignments have the potential to cause stress to mental and emotional health and on family or spousal relationships.
One of the best ways to control stress is to take care of your body. Sleep, physical activity, and nutrition are essential to your overall health and well-being. Consider exercising or other stress-reducing activities such as breathing and muscle relaxation exercises, aromatherapy, or yoga.
Studies indicate that regular exercise has psychological benefits. Exercise releases chemicals called endorphins, which trigger a positive feeling in the body; as a result, improved self-esteem is a known benefit of physical activity. Studies show that exercising 30 minutes four to five times a week is best (1).
A diet rich in nutrients may also help combat stress. Some particular foods may also produce stress-relieving chemicals in the brain, like serotonin, while others may reduce levels of stress hormones, such as cortisol and adrenaline. Complex carbohydrates found in whole-grains prompt the brain to produce serotonin. While simple carbohydrates and sugar also help the brain in producing serotonin, they are digested more quickly than complex carbohydrates, so the stress-relief is only short-term. Omega-3 fatty acids are found in fish and can prevent stress hormone spikes. Skim and low-fat milk both contain enough calcium to reduce muscle spasms and soothe tension (2). Check out more stress-reducing foods on WebMD.com’s Diet for Stress Management Slideshow.
Recent research suggests that people following a diet rich in vegetables, fruits, nuts, whole grains, olive oil, and fish (also known as a traditional Mediterranean diet) may reduce the likelihood of developing depression (3).
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Interested in adhering to a traditional Mediterranean diet to reduce stress and combat depression?
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If you have been diagnosed with anxiety, depression, or any type of mental health condition, there may be a doctor specializing in mental health in close proximity to your assignment location. You can find out by calling the phone number on the back of your ID card to reach CIEB’s International Service Center, or checking out the doctor directory on CIGNA Envoy.com. You may also contact the CIEB International Service Center to be connected with international clinicians who may be able to help you locate a health care professional that specializes in mental health.
You may also check with your benefits administrator to find out if you have access to an Employee Assistance Program. If you do, you may have services available to you to help reduce stress, stay productive, balance your work and family responsibilities, and improve the quality of your life.
References
1 Exercise and Depression. WebMD.com. Reviewed by Matthew Hoffman, MD on May 03, 2008
2 Diet for Stress Management Slideshow. WebMD.com. Reviewed by Brunilda Nazario, MD on November 12, 2008
3 Warner, Jennifer. “Mediterranean Diet May Fight Depression.” WebMD Health News, 5 Oct 2009. WebMD.com. Reviewed by Louise Chang, MD.
27 January 2010: CIEB Expands Sales and Service in Canada
CIEB expanded its Canadian staff early this year to provide outstanding support to clients and advisors.
15 February 2010: CIEB Adds 4,000 New Hospitals and Clinics to Network in Russia
CIEB added 4,000 health care facilities to its network in Russia. They are located in areas with high expatriate concentrations, including Moscow and St. Petersburg. Since the network facilities will offer discounts on care and direct pay, the relationships may reduce out-of-pocket expenses for expatriates who receive care at these hospitals or clinics.
17 February 2010: With Support from CIGNA & CMC, Construction Begins on School in China
CIGNA participates in Project Hope, an initiative in China that provides education to poor regions of the country. The Yi He primary school in Ziyang City, Sichuan Province was leveled in the May 12, 2008 earthquake that struck the region. CIGNA and CMC are supporting the rebuilding of the school through charity events.
03 March 2010: CIGNA International Introduces Health Assessments for Expatriates
CIEB offers health risks assessments in coordination with London-based CIGNA company vielife to fully-insured employers to help expatriate employees identify health risks before they can lead to illness and potentially jeopardize international assignments. Expatriates that have access to the tool will find it in the Health & Wellness tab of CIGNA Envoy.
17 March 2010: CIEB Builds Network in Africa
CIEB now offers access to 47,000 doctors and hospitals in South Africa, Kenya, Tanzania, and Morocco, through a relationship with South Africa-based Medical Services Organisation (MSO).
Website:
www.CIGNAenvoy.com
(Ability to submit claims and securely communicate with the International Service Center.)
Telephone numbers:
1.800.441.2668 or 001.302.797.3100
Use the AT&T USADirect® access number for the country from which you are calling.
Fax or Send Claims:
1.800.243.6998 or 001.302.797.3150
CIGNA International Expatriate Benefits
P.O. Box 15050
Wilmington, DE 19850-5050
Disclaimer: “CIGNA” refers to CIGNA Corporation and/or its subsidiaries and affiliates. CIGNA International and CIGNA International Expatriate Benefits refer to these subsidiaries and affiliates. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by CIGNA Corporation. “CIGNA” is a registered service mark.
This material is provided for informational purposes only. It is believed accurate as of the date of publication and is subject to change. Such material should not be relied upon as legal, medical, or tax advice. As always, we recommend that you consult with your independent legal, medical, and/or tax advisors. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law.
CIEB’s web-based tools, such as CIGNA Envoy®, are available for informational purposes only. CIEB’s web tools are not intended to be a substitute for proper medical care provided by a physician.
References to non-partnered organizations or companies, and/or their products, processes or services, do not necessarily constitute an endorsement or warranty thereof.
Copyright 2010 CIGNA Corporation